The Earnix Blog: Resources for Insurance and Banking Leaders

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Avoiding the Banking Commoditization Trap & Gaining an Advantage
Avoiding the Banking Commoditization Trap & Gaining an Advantage

April 7, 2022

By Earnix Team

For many financial services customers, there is little differentiation between rival banks and their products and services. In these consumers’ view, financial products are truly commodities, and with those products widely available from traditional banks, neo-banks and non-bank sources, competition ...
Aligning Business & Analytics to Drive Banking Success
Aligning Business & Analytics to Drive Banking Success

February 22, 2022

By Noga Aloni

Artificial Intelligence (AI) is disrupting industries across the board. In the banking world, analytics can sometimes clash with the opinions of decision-makers who use their intuitions and years of experience to make judgments and reach their goals. The most advanced data analytics system is pointl ...

A New Approach to Risk-Based Pricing: The Time is Now
A New Approach to Risk-Based Pricing: The Time is Now

February 14, 2022

By Earnix Team

By applying risk-based pricing with precision, banks can broaden their customer bases, improve their profitability, and offer an enhanced degree of personalization to drive higher customer satisfaction and a better overall customer experience (CX). All of which results in market advantage in an incr ...
Benefits of a New Pricing Engine in Banking
Benefits of a New Pricing Engine in Banking

November 18, 2021

By Earnix Team

“Ooh, this isn’t going to be cheap.”   Whether from the mechanic with your car up on the lift, the plumber under your kitchen sink, or the exterminator who just found that termite damage, these are the words we all dread. They force us into decisions that boil down to significant and costly repairs ...
Accelerating New Product Innovation in Banking
Accelerating New Product Innovation in Banking

October 28, 2021

By Earnix Team

“Digital acceleration.” “Digital transformation.” “Business acceleration.”The banking world is abuzz with talk of how traditional banks can best compete with digital-only banks and financial services newcomers such as Google, Apple and Amazon.Traditional banks struggle with several key aspects ...

Pricing in Banking: A Digital Innovation in Pricing Strategy
Pricing in Banking: A Digital Innovation in Pricing Strategy

September 13, 2021

By Stephane Meslet & Will Ely

Banks haven’t always made pricing a priority. While analytically-driven pricing can offer outsized returns in both profitability and risk management, many lenders have been daunted by the need for advanced analytics and sophisticated deployment systems. They may no longer have a choice.  A must-have ...
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