The Earnix Blog: Resources for Insurance and Banking Leaders

A Man in White Long Sleeves Looking at the Screen

September 17, 2026

By Earnix Team

Insurance pricing has never been more analytically advanced. Yet many organizations face a harder truth: better pricing intelligence does not automatically create better pricing performance. 

The Group Benefits Renewal Opportunity: Price the Case, Not Just the Rate

September 17, 2026

By Earnix Team

Discover how Group Benefits carriers can optimize renewals benefit by benefit—balancing profitability, persistency, competitiveness, and broker relationships across the entire case.

Rising Insurance Prices: How Long Can the Insurance Model Remain Sustainable?

September 14, 2026

By Earnix Team

In 2026, as every year, insurance premiums are rising. But this time, the increase is no longer simply a cyclical pricing adjustment. It is a structural signal. Home, motor, health, local authorities and businesses: every segment is facing growing pressure. Yet there is an apparent paradox: overall inflation is slowing. In France, it is expected to stand at around 1.3% in 2026.

The Rating Engine Is No Longer Just for Actuaries. Marketing Teams Have a Stake in it Too

August 25, 2026

By Earnix Team

Insurance rating engines are no longer relevant only to actuarial teams. Discover how connecting pricing, underwriting, product, marketing, and customer engagement can help insurers deliver more relevant offers, respond faster to market changes, and create better customer outcomes.

Recalculating a Price in Three Minutes Creates No Value if Deployment Takes Five Months

August 24, 2026

By Mathieu Edmond

A pricing model validated by the technical committee in February. A price effectively applied to the policyholder in October. I have seen this gap repeat itself across very different organizations, first from the actuarial production side, then from the solution provider side.

Global Forces Demand More Agility from Insurers

July 30, 2026

By Mark Breading

The property/casualty insurance industry is in the midst of historic times. In fact, it is fair to say that a fundamental transformation of the business is occurring. The basic insurance equation of matching risk to price is not changing. However, the past decade has seen more volatility, new risk factors, and novel business models that disrupt the traditional dimensions of that basic equation.