The Earnix Blog: Resources for Insurance and Banking Leaders
September 12, 2024
By Earnix Team
Today's landscape of consumer and auto lending is increasingly influenced by heightened margin pressures and rising loan risk due to increased delinquencies and declining affordability. With high interest rates shaping the sector, understanding how your loan pricing strategies stack up against the competition is essential.
August 14, 2024
By Earnix Team
Pricing intelligence solutions, powered by artificial intelligence (AI) and machine learning (ML), are transforming insurance, enabling carriers to make smarter, data-driven pricing decisions in real-time to stay competitive and maximize profitability.
July 1, 2024
By Earnix Team
Some of the top challenges experienced by the auto finance companies worldwide – such as declining loan profitability, compliance and audit issues, rigid pricing structures, and difficulty forecasting pricing scenarios and outcomes – can and should be addressed by a modern pricing analytics engine like Earnix Price-It.
June 10, 2024
By Earnix Team
This article offers a closer look at the new opportunity the fast-growing unsecured personal lending market presents and how technology can help banks hit new growth goals.
June 9, 2024
By Earnix Team
For many, the term “personalization” is a buzzword with strong ties to digital experiences in online retail and consumer marketing. So, why is loan personalization so important today? And, most importantly, what it’s in it for you, the lender?
May 27, 2024
By Earnix Team
There is no more important set of decisions in the insurance business than pricing. Price too low, and you’ll invite financial disaster when claims overwhelm premiums. Price too high, and you’re sure to lose business to competitors. No matter where you land on that spectrum, price and risk must be precisely balanced to ensure business success.