Welcome to the Earnix Insights Center
Alternative Deal Structures: Leveraging Advanced Pricing Analytics
In today’s hyper-competitive automotive lending market, consumers have a wide variety of vehicle choices, shopping venues, and financing options. Alternative deal structures (ADS) have become a must-have way for lenders to keep potential borrowers from walking away, whether those consumers are buying in person or online.
European Insurer Chooses Earnix to Deploy Pricing Offers at Speed
"We immediately saw that the Earnix solution is a modern, comprehensive solution and would give us all the tools we needed to manage our entire pricing approach. The Earnix Price-It platform is analytically sophisticated, completely connected, and easy to use," - said the company's Chief Actuary.
Webinar: Alternative Deal Structures: a Winning Strategy for Auto Lenders
Join us for a webinar focusing on best practices for leveraging Alternative Deal Structures (ADS) in auto finance.
Playbook: Best Practices for Risk-Based Pricing in Auto Lending
This playbook describes the challenges caused by existing, “status quo” pricing models while also highlighting how a new analytics-driven approach to risk-based pricing using machine learning can help auto lenders achieve their most critical goals.
2022 Industry Trends Report: Modernizing Insurance Operations
Earnix recently partnered with the Market Strategy Group LLC to conduct a research survey to understand where insurance companies stand in their effort to modernize their operations. We surveyed nearly 300 insurance executives to uncover their perspective on various modernization strategies. View the report here to see how you compare.
Six Months In: Insights on the FCA’s New Price-Walking Regulations, and How They’ll Continue to Change Market Dynamics
In this first part of a two-video series, Nick McCowan, Head of General Insurance, Post Office, looks at how the entire industry has reacted in the first six months since the regulation went into effect. He provides valuable perspective on what the FCA regulation has already accomplished, how it has changed the market, and how consumers are gaining more value as a result.
Understanding New Dynamics and New Opportunities in the Insurance Market
In this second video with Nick McCowan, Head of General Insurance, Post Office, he discusses his view of the future of the insurance market, especially how digital insurance can play a role and where he sees new opportunities.
How FCA Pricing Reform is Reshaping the General Insurance Market
It’s been nearly a year since the FCA’s Pricing Reform went into effect. Yet many insurers still have questions related to its requirements, especially when it comes to developing the right pricing and rating strategies to comply and compete.