Earnix

Powering Financial Inclusion with AI-driven Price Optimisation and Risk Decisioning

  • Pricing

In this new white paper, we share insights from our research into loan pricing in UK retail banking and examine how AI is transforming price optimisation and risk decisioning.

Part of our new Consumer Lending Insights series, in this report you’ll discover:

  • The biggest challenges UK banks and credit providers are facing when it comes to loan pricing

  • How Consumer Duty has impacted consumer lending processes

  • What firms are planning to invest in over the coming 24 months to retain their competitive edge

  • The role of AI and data analytics in driving financial inclusion

Based on a study with 350 UK credit providers, including high street banks, fintechs, challenger banks and more, we address the topical issues within loan pricing and provide a clear picture of how AI can be harnessed to support both firms and consumers getting the best outcomes. 

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