Canadian auto finance lenders are at a crossroads. Margin compression has become the industry’s defining challenge—tightened by interest rate volatility, outdated compensation models, and the growing weight of vehicle affordability and risk. While competition intensifies and consumer expectations evolve, too many lenders are still pricing loans like it’s 1995—relying on static rate sheets and dealer reserves that obscure value and erode profitability.
Watch this webinar to discover how leading lenders are breaking free with AI-powered, risk-aligned pricing that boosts transparency, restores margins, and future-proofs profitability. Learn the practical steps to modernize your pricing strategy and outpace the competition in today’s fast-changing market.
Drawing on 20+ years of experience in the industry, our panelists unpack the concrete steps lenders can take to:
Deliver real-time, personalized loan pricing across digital and dealer channels
Close the analytics gap between credit decisioning and pricing
Use machine learning to optimize spreads, risk, and volume at the point of sale
Align dealer reserves to deal-specific risk for fairness and transparency
Our Panelists:
Keith Hickey, President @ Torwood Consulting, former TD Auto Finance Executive
Will Ely, Global Banking Solutions Manager @ Earnix