Fueling Personal Lending Growth Through AI-based Pricing Analytics

Personal lending is evolving rapidly amid economic shifts, changing customer expectations, and regulatory pressures. All of these uncertainties impact the cost of funds as well as the consumer demand for loans. However, growth and portfolio diversification remain within reach—but only for banks that can harness technology to optimize pricing, personalization, and profitability.

Watch this MoneyLive TV panel discussion, featuring experts from Íslandsbanki, Lloyds Banking Group, N26, and Earnix, to explore how AI-based pricing analytics is reshaping consumer finance.

Gain insights from leading voices in banking, lending, and analytics on how to:
• Personalize loan offers and enhance customer outcomes
• Predict the impact of rate changes on demand and profitability
• Improve efficiency through automation and scenario simulation
• Ensure fairness and transparency in loan decisions

Discover how AI can help your organization balance risk, compliance, and growth in an era of constant change.