Earnix Eˣcelerate 2025
Showcasing Next-Gen AI for Insurance Leaders
Earnix Excelerate 2025 brought together global insurance leaders for a forward-looking exchange of ideas, demonstrating how AI and intelligent decisioning can drive innovation, streamline operations, and create customer-centric strategies in today’s rapidly evolving market.
Key moments that mattered: networking, learning, and a glimpse of future innovation. Scroll through to relive the conversations, insights, and partnerships shaping what we build next.
Insights for Industry Leaders
Excelerate 2025 gave us bold ideas and expert perspectives, offering a clear view into how the industry is evolving.
Robin Gilthorpe
CEOEarnix
“Insurers can be the credible voices in changing behavior, in defining tomorrow. To do so, Dynamic AI is more than just a facilitator – it’s the key.”
Robin Gilthorpe
Tim Harford
Senior ColumnistThe Financial Times
“We underestimate the need for social and organisational change. Too often, we fit new technology into old processes and then are disappointed that it doesn't deliver.”
Tim Harford
Moses Nyama
Chief Pricing & Analytics OfficerStandard Bank SA
“The short-term insurance industry in South Africa operates within a robust regulatory framework designed to ensure fair treatment of customers, financial stability, and market integrity.”
Moses Nyama
Earnix Excelerate 2025
On-demand
At Earnix Eˣcelerate 2025, attendees from around the world gathered for two days of impactful insurance insights, perspectives, case studies, approaches and much more. Gain access to all sessions and lay out a path for continued success in 2026 and beyond.
Governance and Compliance, Rating
Efficiency Meets Differentiation: A Smarter Path to Competitive Advantage
Brett Fabian‑Smith starts with a familiar trap: a price war no one can win. The exit ramp isn’t bigger spreadsheets; it’s a governed platform where actuaries and engineers treat models as code. Versioned features, CI/CD, A/B tests, and champion–challenger make weekly rate changes normal, not heroic.
Brett Fabian‑Smith
Global Enterprise Leader
Capgemini
Automation, Customer Centricity
Extended Warranty for EV High‑Voltage Batteries
Stanislas Roth begins with the EV buyer’s worry: how long will the battery last? Stellantis answers with an extended warranty grounded in data, not guesswork. Weekly telemetry from tens of thousands of vehicles feeds lifetime models of State of Health that account for mileage, fast‑charging habits, climate, and chemistry.
Stanislas Roth
Chief Technology Officer
Stellantis Insurance
Pricing, Analytics
How to Structure High Performance Insurance Product and Journey
Vinicius Soares shares a candid story of growth through mergers and market turbulence in Brazil, presenting a practical blueprint for high-performing pricing teams that starts where execution lives. He outlines the strategy of building a “company within a company,” focusing on setting clear pillars and measuring outcomes to drive continuous improvement, turning small fixes into momentum.
Vinicius Soares
Data and Efficiency Superintendent
HDI Brazil
Underwriting, Pricing
Underwriting Modernization: Insight to Action
Rick Lanter and Todd Walker describe the hard‑market reality: insight without deployment speed leaks margin. With 20+ jurisdictions and shifting inputs—like parts tariffs nudging loss costs upward—they rebuilt the operating model.
Rick Lanter, SVP, Product Strategy & Development & Todd Walker, SVP & Chief Actuary
CSAA
Customer Centricity, Transformation
Releasing Dynamic New Home Insurance Product and Journey
Christophe Bourguignat and Nicolas Leclercq describe how Matmut is rebuilding home insurance by putting data and customer conversations at the center. Earnix powers the pricing engine and technical rate calculation, drawing on third-party property data that links each address to building attributes, risk scores, and exposure.
Christophe Bourguignat, Head of Zelros Product and Engineering, Earnix; Nicolas Leclercq, Lead Pricing and Climatic Modelling, Matmut
Vitality Health
Hiscox
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Capgemini
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Matmut
Vitality Health
Hiscox
Capgemini
Matmut