The Earnix Blog: Resources for Insurance and Banking Leaders

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Dear Insurance & Banking Legacy Systems: It’s Time to Move On
Dear Insurance & Banking Legacy Systems: It’s Time to Move On

May 3, 2022

By Earnix Team

As an IT leader in the financial services industry, you may feel like you’re constantly engaged in a tug of war.The business is pulling you in the direction of moving faster and being more agile, so that new customer offerings and pricing can be introduced with unprecedented speed. In fact, the ...

Transformation
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Personalization: Building A Holistic View of the Banking Customer

April 14, 2022

By Earnix Team

At the recent Earnix Excelerate Summit, Wei Ke, PhD, addressed the topic of  “Mastering Personalization in Financial Services”, inviting the audience to holistically look at customer data, and to stretch personalization to its limits.  There has been significant discussion about personalization in ...
Personalization
Avoiding the Banking Commoditization Trap & Gaining an Advantage
Avoiding the Banking Commoditization Trap & Gaining an Advantage

April 7, 2022

By Earnix Team

For many financial services customers, there is little differentiation between rival banks and their products and services. In these consumers’ view, financial products are truly commodities, and with those products widely available from traditional banks, neo-banks and non-bank sources, competition ...
Pricing
Small & Medium-Sized (SMB) Business Banking: Big Opportunity?
Small & Medium-Sized (SMB) Business Banking: Big Opportunity?

March 22, 2022

By Earnix Team

“Banks haven’t always been enthusiastic about working with small businesses. These enterprises are small in scale, loan values tend to be low and the failure rate is comparatively high, so for many bankers, they didn’t seem worth the trouble.” That assessment, by Terry Badger, CFA, managing editor o ...
Transformation
Cheerful senior businessman shaking hands with partner on street
Gain a Competitive Advantage Through a Superior Banking Customer Experience (CX)

March 2, 2022

By Earnix Team

For banks and lenders, the competitive landscape has been forever altered. It’s now tougher than ever and continues to evolve rapidly.  Shifting Consumer Preferences We see digital disrupters aggressively attacking the banking space, delivering customer experiences just like Amazon, Apple, and Googl ...
Customer Centricity
Aligning Business & Analytics to Drive Banking Success
Aligning Business & Analytics to Drive Banking Success

February 22, 2022

By Noga Aloni

Artificial Intelligence (AI) is disrupting industries across the board. In the banking world, analytics can sometimes clash with the opinions of decision-makers who use their intuitions and years of experience to make judgments and reach their goals. The most advanced data analytics system is pointl ...

Pricing Analytics
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