The Earnix Blog: Resources for Insurance and Banking Leaders
October 14, 2026
By Trent Davis
Group benefits renewals still depend on spreadsheets and a few people who know where everything is. Here’s why orchestrating existing systems, not replacing them, is the better path.
July 30, 2026
By Mark Breading
The property/casualty insurance industry is in the midst of historic times. In fact, it is fair to say that a fundamental transformation of the business is occurring. The basic insurance equation of matching risk to price is not changing. However, the past decade has seen more volatility, new risk factors, and novel business models that disrupt the traditional dimensions of that basic equation.
July 21, 2026
By Andy How
Agility has always been part of the MGA business model. But as the market grows and the pricing cycle develops, sustaining that advantage is becoming harder. Underwriters face more data than ever, risks are evolving faster, capacity providers demand greater transparency, and regulatory expectations continue to rise. At the same time, customers and brokers expect quicker, better-informed decisions.
May 20, 2025
By Andy How
In an increasingly complex insurance landscape, managing general agents (MGAs) must adapt by transforming their underwriting practices through technology and data-driven insights. By embracing AI and real-time data, MGAs can enhance their operational efficiencies, boost carrier confidence, and position themselves as strategic partners in a competitive market.
April 22, 2025
By Earnix Team
Artificial intelligence (AI) in insurance underwriting is revolutionizing carriers’ business models by enhancing their risk assessment capabilities, allowing them to deliver highly-personalized offers, and streamlining processes across functional boundaries.
March 20, 2025
By Earnix Team
Generative AI (GenAI) is transforming financial services by boosting efficiency and personalizing customer interactions, supported by tools like copilots and large language models. Prompt engineering optimizes AI model inputs, enhancing decision-making and streamlining processes in areas like pricing and underwriting.