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Displaying "Banking" articles (48)
Revolutionising Pricing and Rating with Earnix Price-It
Earnix Price-It allows insurers to centrally manage and control all aspects of a pricing decision. Including managing prices across lines of business and enabling full simulation and business monitoring in order to achieve corporate performance objectives.
Powering Financial Inclusion with AI-driven Price Optimisation and Risk Decisioning
In this new white paper, we share insights from our research into loan pricing in UK retail banking and examine how AI is transforming price optimisation and risk decisioning.
Underwrite-It for Lending: AI-Enabled Credit Risk Decisioning Automation
Discover the most common use cases for deploying Earnix Underwrite-It for Lending, including credit automation, analytics enchainment for credit risk decisioning, and cost reduction and productivity improvements.
Earnix Lending Plus: Integrated AI-Driven Pricing Analytics and Credit Risk Decisioning Platform
Earnix Lending Plus combines advanced pricing analytics, price optimization, and simulation capabilities with automated credit risk decisioning in a single solution. With Earnix Lending Plus, lenders avoid lengthy and costly software implementation cycles while getting a tight grip on the entire pricing and credit decisioning process.
Pricing Strategies in Consumer and Auto Lending
This eBook presents a summary of our findings and recommendations for using AI to optimize pricing models, target lower-risk borrowers, automate credit risk decisioning, and maintain profitability amidst challenging market conditions.
Personal Lending: The Fundamentals of Digital Loan Personalisation
After a rapid growth in interest rates for personal loans in 2023 despite a lagging increase in deposit rates, UK banks will face mounting margin pressures in 2024. On top of tighter margins, lenders will have to navigate a complex matrix of intensifying regulatory initiatives such as the Consumer Duty Act.
Four Critical Pricing Use Cases for Auto Lenders
Auto lenders around the world continue to face real pressure to remain profitable. This means developing and deploying more intelligent pricing strategies that can successfully reduce risk, increase profitability, and help auto lenders gain and maintain market share.
Pricing Analytics for Auto Lenders: Four Critical Use Cases
While there are multiple applications of AI-powered pricing analytics solutions in the auto lending industry, this eBook showcases some of the most common use cases that helped Earnix customers create cutting-edge, competitive pricing strategies and meet their spread targets and KPIs.