Workforce Dynamics: Challenges Related to Finding and Retaining Employees with the Right Skills
The pandemic had a significant impact on many workforce dynamics and has likely permanently changed the ways employees work, collaborate, and view their relationship with their employer.
Climate Change: The Potential for an Insurance Meltdown
The potential effects of climate change are already forcing insurers to reevaluate their policies to reflect new weather patterns. They must develop new models not necessarily based on historical data to project and mitigate new risk levels.
The Personalization Gap
According to the findings of our 2023 trends report, personalization remains a clear priority for insurance executives and leaders. However, the majority of carriers have not yet fully executed their envisioned strategies. Many identify data privacy and competitors’ offerings as the primary challenges hindering their personalization efforts.
A Guide to Unsecured Lending Growth
This Earnix guide takes a closer look at this emerging opportunity and offers six ways lenders can win more business and increase growth in unsecured personal lending – without losing sight of profitability.
Unsecured Loans: Price and Product Personalization Are the Name of the Game
Lenders wanting to maintain their competitive advantage and capitalize on the healthy demand for unsecured loans need to be looking for ways to stand out in a crowded marketplace. Additionally, there is a need to consider pricing competition amid market volatility, rising interest rates, and increasing cost of funds.
How to Retain Market Share Amid Declining Auto Originations
Doing business with a smaller pool of customers amid rising interest rates puts a spotlight on risk assessment, competitive pricing strategies, profitability, and market share. Do auto lenders need to make strategic and technological shifts to adjust to the unpredictable market conditions?
Industry Trends Report: Insurance Operations in a Changing Industry
To say that the insurance industry is currently changing would be vastly understating the impact of so many new developments and market conditions. Insurance carriers today are confronted by unprecedented change, coming all at once and from a wide range of factors. Earnix partnered with the Market Strategy Group, LLC to conduct a comprehensive independent research survey to uncover all these issues and more.
Using Pricing Analytics to Increase Loan Profitability and Mitigate Portfolio Risk
What strategies and tools can help lenders maintain their competitive position while focusing on the bottom line? We invite you to join our webinar discussing the role of AI-backed analytics in increasing profitability of auto loans and mitigating risk.