Climate Change: The Potential for an Insurance Meltdown
The potential effects of climate change are already forcing insurers to reevaluate their policies to reflect new weather patterns. They must develop new models not necessarily based on historical data to project and mitigate new risk levels.
A Guide to Unsecured Lending Growth
This Earnix guide takes a closer look at this emerging opportunity and offers six ways lenders can win more business and increase growth in unsecured personal lending – without losing sight of profitability.
Unsecured Loans: Price and Product Personalization Are the Name of the Game
Lenders wanting to maintain their competitive advantage and capitalize on the healthy demand for unsecured loans need to be looking for ways to stand out in a crowded marketplace. Additionally, there is a need to consider pricing competition amid market volatility, rising interest rates, and increasing cost of funds.
How to Retain Market Share Amid Declining Auto Originations
Doing business with a smaller pool of customers amid rising interest rates puts a spotlight on risk assessment, competitive pricing strategies, profitability, and market share. Do auto lenders need to make strategic and technological shifts to adjust to the unpredictable market conditions?
Industry Trends Report: Insurance Operations in a Changing Industry
To say that the insurance industry is currently changing would be vastly understating the impact of so many new developments and market conditions. Insurance carriers today are confronted by unprecedented change, coming all at once and from a wide range of factors. Earnix partnered with the Market Strategy Group, LLC to conduct a comprehensive independent research survey to uncover all these issues and more.
Using Pricing Analytics to Increase Loan Profitability and Mitigate Portfolio Risk
What strategies and tools can help lenders maintain their competitive position while focusing on the bottom line? We invite you to join our webinar discussing the role of AI-backed analytics in increasing profitability of auto loans and mitigating risk.
GIPP’s Impact on Pricing
This webinar hosted by Consumer Intelligence & Earnix will give you a comprehensive view of the insurance market as we delve into the significant changes brought about by the General Insurance Pricing Practices (GIPP) amendments
Earnix Pricing Accelerator
This infographic looks at the four main challenges facing pricing teams across consumer and auto lending today and matches them with unique solutions provided by Earnix Pricing Accelerator.