Earnix

Earnix + Zelros

Together, Earnix and Zelros deliver advanced AI, personalization, and real-time decisioning – enabling smarter offers, better customer experiences, and stronger business outcomes.

Products - Product Overview > Zelros by Earnix

A New Era in Intelligent Decisioning

Insurers and financial institutions today face relentless pressure: rising customer expectations, tighter margins, and the need to act faster and smarter than ever before. Legacy systems can’t keep up with the pace of change or the demand for real-time intelligence.

With the acquisition of Zelros, Earnix delivers a unified platform that merges pricing, rating, and underwriting with more intelligent, AI-driven decision-making. The result: greater agility, hyper-personalized experiences, and better outcomes across every interaction, on every channel.

Unlock the Future of Decisioning! Read the brochure now.

Key Features 

The Power of Dynamic AI

Leverage predictive insights, generative content, and agentic automation to enhance customer interactions, streamline workflows, and unlock new levels of operational efficiency.

Personalized Customer Experiences at Scale

Deliver AI-powered product recommendations and pricing in real time – so every customer interaction feels relevant, timely, and built just for them.

Unified Decision Intelligence

Connect pricing, rating, underwriting, and product recommendations in a single AI-powered platform to enable faster, smarter decisions across the entire customer and policy lifecycle.  

Empowering Teams, Improving Performance

Give internal teams intelligent automation and more effective decisioning to streamline workflows, accelerate time-to-market, and drive better business outcomes – without adding complexity or overhead. 

Benefits

Faster, Smarter Decisions

Harness AI-driven insights and real-time data to accelerate critical decision-making processes to respond quickly to customer needs and market changes with precision and confidence.

Innovate with Dynamic AI

Unlock new growth opportunities using Predictive, Generative and Agentic AI to personalize offerings, automate complex tasks, and create more dynamic customer experiences at scale.

Optimize Operations and Reduce Risk

Streamline workflows, minimize errors, and ensure compliance with intelligent automation and explainable AI – freeing teams to focus on strategic priorities and boosting overall business performance.

What Customers Say   

“As a mutual customer of Zelros and Earnix, we’re excited about the acquisition. The synergies between the two are compelling and will help us better meet our members’ coverage needs and experiences.”

-Stéphane Muller, Chief Insurance Officer & David Quantin, Chief Information Officer, Matmut

Resources to Learn More

Blog

How AI Adoption in Insurance Is Reshaping the Industry

The Earnix 2024 Industry Trends report reveals an industry at a crossroads: while insurers are eager to harness AI’s transformative potential, adoption lags behind ambition.

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Brochures

Combined Decisioning: The Future of Insurance

Earnix's "combined decisioning" integrates underwriting and pricing processes, streamlining decision-making and addressing inefficiencies caused by scattered systems. This approach enhances operational efficiency and competitiveness by enabling simultaneous risk assessment and pricing strategies.

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Brochures

Streamlining Your Pricing Processes for Improved Profitability

As the insurance industry faces intense market competition and evolving demands, the imperative to enhance pricing strategies is more critical than ever. One pivotal area that can significantly influence profitability and market responsiveness is the pricing process.

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Explore Our Platform

Enterprise Rating Engine

This is how real-time pricing and product personalization is made possible, allowing you to rapidly develop and deploy rates and solutions that enhance governance across your organization.
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Price-It

Price-It offers you dynamic pricing backed by robust data-science, analytical modeling, and AI capabilities.
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Underwrite-It

Underwriting rules management, automated decisioning, advanced analytics, simulation, and business-driven deployment in a single package.
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Curious to See What’s Coming?

Talk to our team to learn how Earnix and Zelros will reshape intelligent decisioning – and how your business can be ready to take full advantage.

Schedule a demo