Displaying "Banking" articles (63)
Capitalize on Intelligent InsurOps to Combat Inflation
This Whitepaper takes a deep dive into how digitization, competition, and customer expectations are disrupting the vehicle finance industry. It examines how technology is changing the way vehicle finance companies need to sell, price, underwrite, retain, and cross-sell to create a more modern, digital-first vehicle finance business.
Alternative Deal Structures: Leveraging Advanced Pricing Analytics
In today’s hyper-competitive automotive lending market, consumers have a wide variety of vehicle choices, shopping venues, and financing options. Alternative deal structures (ADS) have become a must-have way for lenders to keep potential borrowers from walking away, whether those consumers are buying in person or online.
Webinar: Alternative Deal Structures: a Winning Strategy for Auto Lenders
Join us for a webinar focusing on best practices for leveraging Alternative Deal Structures (ADS) in auto finance.
Playbook: Best Practices for Risk-Based Pricing in Auto Lending
This playbook describes the challenges caused by existing, “status quo” pricing models while also highlighting how a new analytics-driven approach to risk-based pricing using machine learning can help auto lenders achieve their most critical goals.
Innovative Approaches to Pricing in Auto Lending
Banks, credit unions, and automotive captive finance companies—any organization providing auto lending—stand to gain a lot from new, smarter pricing strategies and approaches. By improving pricing approaches with modern technology, these organizations can grow their customer bases, improve overall profitability, and deploy highly tailored, personalized offers that create meaningful customer experiences.
Risk-Based Pricing Strategies in Auto Finance: Why Change and Why Now
Join us for a webcast presented by Earnix and AFSA, as we discuss the reasons for auto lenders to adopt risk-based pricing powered by advanced analytics and the urgency driving this transition.
A Winning Pricing Strategy for Auto Lenders
We spoke with Ryan Potts, Director of Pricing & Profitability, Dealer Services at U.S. Bank. A 14-year veteran of U.S. Bank, Ryan leads the consumer dealer services division, and he and his team are responsible for pricing and profitability for auto loans and auto leasing, as well as financing for recreational vehicles (RVs) and marine lending.
Seizing Opportunities in Digital Automotive Finance
With shrinking profit margins, auto manufacturers and lenders are embracing complementary products and services as never before. This has forced their thinking to evolve away from closed, legacy technology architectures and standalone software applications to a strategy that accommodates flexible connections with those partners.